Wealth Management
Portfolio Management Services:
Masters, Network, CustomChoice, DMA
Comprehensive Investment Planning:
Envision, Time Value of Money Calculations, Retirement Planning, Education Planning (529, UTMA, UGMA)
Cash Management:
CAP Enhanced Checking/Savings Account, Unlimited Checking, Visa Check Card, Margin Line of Credit, ACH Debits/Credits/On Demand, Wire Transfers, Account Protection Provided by SIPC1
Tax Advantaged Investments:
Tax Preferred Municipal Bonds, Tax Preferred Money Market Funds, Unit Investment Trusts, Dividend Yielding Stocks that take advantage of the new dividend tax rate of 15%, Tax-Deferred Annuities
Fixed Income Management:
Managed exclusively by M. Jonathan Will. Strategies consisting of Treasury, Agency, CMO, Municipal, and Corporate Bonds, Bond Ladders, Bond Barbells, Strategies designed to limit interest rate risk & default risk
Liability Management (Lending/Leasing)2:
Collateral Loans, Fixed & Adjustable Rate Mortgages, Home Equity Lines of Credit, Conventional, Jumbo, New Construction, Bridge Loans, Lot Loans, Business Leasing ranging from $5,000-$2,000,000(Medical Equipment, Computers, Office Machines, Manufacturing, Materials handling, Commercial Vehicles, Restaurant, Airplanes)
Restricted Stock Strategies:
Options Strategies, Collars, Incentive Stock Strategies (ISO), Non-Qualified Stock Options (NSO), Stock Appreciation Rights (SAR)
Alternative Investments:
Managed Futures, Hedge Funds, Direct Investments, Exchange Funds, Private Equity, Institutional Money Markets
Estate Planning*:
Coordinate with your tax and legal advisors to: Create (and update) Your Will, Review Your Estate Plan, Choose Your Executor, Create a Private Family Foundation
Trust Services:
Utilizing Trusts in Your Estate Plan, Charitable Giving, Complex Planning
Insurance Services:
Risk Management, Irrevocable Life Insurance Trust (ILIT), Life Insurance, Disability Insurance, Long Term Care Insurance
Coordination of Recommendations:
From Attorney, Accountant, and Other Professional Advisors
Please Contact Us for our most recent performance numbers.
* Wachovia Securities does not provide legal or tax advice.
1 Wells Fargo Advisors is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $100,000 for claims for cash). An explanatory brochure is available upon request or at www.sipc.org.
SIPC and this additional protection from Lloyd’s and other insurance companies do not insure the quality of investments or protect against losses from fluctuating market value. All coverage is subject to the specific policy terms and conditions
Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.
Lending and other banking services available through the Banking Services Group of Wells Fargo Advisors are offered by banking and non-banking affiliates of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A.; Wells Fargo Home Mortgage, Wells Fargo Home Equity Group, Wachovia Bank and Wachovia Bank of Delaware, divisions of Wells Fargo Bank, N.A.; and Wells Fargo Equipment Finance, Inc. All loans and lines of credit are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Certain restrictions apply. Programs, rates, terms and conditions are subject to change without notice.
 
Wells Fargo Equipment Finance, Inc. offers aircraft and equipment financing through Wells Fargo Bank, N.A.
All leases are offered by Wells Fargo Equipment Finance, Inc. through Wells Fargo Bank, N.A.
Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies
Alternative investments carry specific investor qualifications which can include high income and net-worth requirements as well as relatively high investment minimums. They are complex investment vehicles which generally have high costs and substantial risks. The high expenses often associated with these investments must be offset by trading profits and other income. They tend to be more volatile than other types of investments and present an increased risk of investment loss. There may also be a lack of transparency as to the underlying assets. Alternative investments are subject to fewer regulatory requirements than mutual funds and other registered investment company products and thus may offer investors fewer legal protections than they would have with more traditional investments. Additionally, there may be no secondary market for alternative investment interests and transferability may be limited or even prohibited. Other risks may apply as well, depending on the specific investment product. Please carefully review the Private Placement Memorandum or other offering documents for complete information regarding terms, including all applicable fees, as well as risks and other factors you should consider before investing.
- Above and beyond SIPC coverage, Wells Fargo Advisors maintains, at no cost to clients, protection for any cash and securities in brokerage accounts above the $500,000 SIPC threshold. The additional insurance coverage is provided through London Underwriters (led by Lloyd’s of London Syndicate) (“Lloyd’s”) and other insurance companies rated A or better by A.M. Best. For clients who have received the full SIPC payout limit, Wells Fargo Advisors’ policy provides additional coverage above the SIPC limits for any missing securities and cash in client brokerage accounts up to a firm aggregate limit of $1 billion (including up to $1.9 million for cash per client). In other words, the aggregate amount of all client losses covered under this policy are subject to a limit of $1 billion, with each client covered up to $1.9 million for cash.
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