Wealth Management

Portfolio Management Services:
Masters, Network, CustomChoice, DMA

Comprehensive Investment Planning:
Envision, Time Value of Money Calculations, Retirement Planning, Education Planning (529, UTMA, UGMA)

Cash Management:
CAP Enhanced Checking/Savings Account, Unlimited Checking, Visa Check Card, Margin Line of Credit, ACH Debits/Credits/On Demand, Wire Transfers, Account Protection Provided by SIPC1

Tax Advantaged Investments:
Tax Preferred Municipal Bonds, Tax Preferred Money Market Funds, Unit Investment Trusts, Dividend Yielding Stocks that take advantage of the new dividend tax rate of 15%, Tax-Deferred Annuities

Fixed Income Management:
Managed exclusively by Will Capital Management, Strategies consisting of Treasury, Agency, CMO, Municipal, and Corporate Bonds, Bond Ladders, Bond Barbells, Strategies designed to limit interest rate risk & default risk

Liability Management (Lending/Leasing)2:
Collateral Loans, Fixed & Adjustable Rate Mortgages, Home Equity Lines of Credit, Conventional, Jumbo, New Construction, Bridge Loans, Lot Loans, Business Leasing ranging from $5,000-$2,000,000(Medical Equipment, Computers, Office Machines, Manufacturing, Materials handling, Commercial Vehicles, Restaurant, Airplanes)

Restricted Stock Strategies:
Options Strategies, Collars, Incentive Stock Strategies (ISO), Non-Qualified Stock Options (NSO), Stock Appreciation Rights (SAR)

Alternative Investments:
Managed Futures, Hedge Funds, Direct Investments, Exchange Funds, Private Equity, Institutional Money Markets

Estate Planning*:
Coordinate with your tax and legal advisors to: Create (and update) Your Will, Review Your Estate Plan, Choose Your Executor, Create a Private Family Foundation

Trust Services:
Utilizing Trusts in Your Estate Plan, Charitable Giving, Complex Planning

Insurance Services:
Risk Management, Irrevocable Life Insurance Trust (ILIT), Life Insurance, Disability Insurance, Long Term Care Insurance

Coordination of Recommendations:
From Attorney, Accountant, and Other Professional Advisors

Please Contact Us for our most recent performance numbers.


* Wachovia Securities does not provide legal or tax advice.

1 Wachovia Securities is a member of the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to $500,000 (including $100,000 for claims for cash). An explanatory brochure is available upon request or at www.sipc.org. In addition, Wachovia Securities maintains a program of excess protection. Under this program, cash and fully paid securities receive net equity protection not subject to a dollar amount limitation. The additional protection is through Customer Asset Protection Company (CAPCO), which Wachovia Securities and 13 other securities firms formed in 2003. SIPC and the additional protection do not insure the quality of investments or protect against losses from fluctuating market value.



All leases are offered by Wachovia Financial Services, Inc., a subsidiary of Wachovia Bank, National Association, and assigned to a third party. Wachovia Bank, N.A. and Wachovia Bank of Delaware, N.A. are Members FDIC and Equal Credit Opportunity Lenders.

Aircraft leasing / Big Ticket is available through Wachovia Equipment Finance Group a division of Wachovia Capital Markets, LLC. Wachovia Capital Markets, LLC is a non-bank subsidiary of Wachovia Corporation.

 

2 Lending Services are available through banking and non-banking subsidiaries of Wachovia Corporation, including, but not limited to Wachovia Bank, National Association and Wachovia Bank of Delaware, National Association, separate affiliates of Wachovia Securities, LLC and subsidiaries of Wachovia Corporation. All loans are subject to credit approval. Wachovia Bank and Wachovia Bank of Delaware are equal housing and opportunity lenders.